CERTIFICATES OF DEPOSIT
Please contact us at 478-987-2554 for our current Certificate of Deposit rates.
Term
91 days
6 months
12-17 months
18-23 months
24-29 months
30-35 months
36-47 months
48-59 months
60 months

INDIVIDUAL RETIREMENT ACCOUNTS
Please contact us at 478-987-2554 for our current Individual Retirement Accounts rates.
Term
12-17 months
18-23 months
24-29 months
30-35 months
36-47 months
48-59 months
60 months

DEPOSIT ACCOUNTS
Rate and Annual Percentage Yield may change after opening.
Type of Account	Rate	Annual Percentage Yield	Minimum Opening Deposit
Ultimate Personal Money Market * Balance Tiers: $50,000 + $25,000 - $49,999 $10,000 - $24,999 $2,500 - $9,999 $0 - $2,499	0.35% 0.30% 0.25% 0.20% 0.20%	0.35% 0.30% 0.25% 0.20% 0.20%	$1,000
Ultimate Business Money Market * Balance Tiers: $100,000 + $50,000 - $99,999 $25,000 - $49,999 $10,000 - $24,999 $0 - $9,999	0.35% 0.30% 0.25% 0.20% 0.20%	0.35% 0.30% 0.25% 0.20% 0.20%	$2,500
Wall Street Checking * Balance Tiers: $2,500 + $0 - $2,499	0.20% 0.15%	0.20% 0.15%	$50
Interest Checking Accounts FREE Interest Checking 50+ Free Business Checking	0.20% 0.15% 0.15%	0.20% 0.15% 0.15%	$50 $50 $100
Preferred Savings Account Personal and Business	0.15%	0.15%	$50
First Savings Account	0.15%	0.15%	$5
Christmas Club Account	0.15%	0.15%	$5
Bank will accept applications for deposit accounts from residents of Georgia, USA.
* The balance in the account each day determines the Rate and Annual Percentage Yield paid on the entire balance that day.